Masonson, author of Cash, Cash, Cash: The Three Principles of Business Survival and Success, says cash flow is all about, “getting the money from customers sooner, paying bills at the last possible moment, concentrating money to a single bank account, managing accounts payable, accounts receivable and inventory more effectively, and squeezing every penny out of your daily business.”

Cash flow is said to be the king or lifeblood of any business. The following tips may help you managing your cash more effectively:

First, Plan in advance by Preparing cash flow projections “average” for next year , next quarter and, if you’re on shaky ground, next week. An accurate cash flow projection can alert you to trouble well before it strikes.
You may discuss about account receivable with the sales management/marketing/account executive department, so you have the data for next cash flow budgeting. Everything can be solved earlier and the managements are able to find out the way how to cover the company daily costs, monthly costs, and yearly costs as well.

Second, monitored the cash flow to make adjustments to business and financial operations. Can’t just making a list of cash flow projection without monitored it, in business there is some emergency costs need to be handle. Make an attention of it and adjust with the cash flow in.

Third , If you’re seeking a loan, an important feature of your cash flow statement is that it will show the lender exactly how you’re going to afford loan payments.

Ready to accompany your day

Originally uploaded by mariMaaar

Hasrat untuk bersinar yg tak pernah lekang…
hasrat memberi yg tak pernah pupus….
hasrat selalu ingin tersenyum yg tak pernah surut….
hasrat mencintai yg tak bisa dibendung…

hanya untuk menghidupkan sebuah kehidupan

RED NOSE, Your Smilling Friend

Originally uploaded by [Jongky]

Pertama lihat photo ini, ada keceriaan bertambah,
ada semangat menggugah,
ada perasaan senang,
ada respon positif dari hati dan pikiran.

Selain photo yg menarik dengan warna warni yg penuh semangat, smiling si Red Rose ini juga menyempurnakan semua.
Cakep ya hehe
Tapi tak kalah pentingnya adalah pesan yg ingin disampaikan oleh Sang PHotographer sebelum menaikan photo ini di Flickr.com yaitu ingin menularkan kegembiraan & keceriaan ke dalam hati teman-teman.

Keadaan apapun sebaiknya dijalani dengan ringan dan smiling tentunya. Senyum tidak senyum masalah akan tetap ada, berat atau ringan, sulit atau gampang, lama atau sesaat, panjang atau pendek.
Semua orang tahu rahasia ini, hanya terkadang kita sering lupa untuk tersenyum dan berbagi ceria dengan yg lain.

Terimakasih Pak Jongky untuk mengingatkanku untuk tersenyum dan berseri setiap hari…..

PHOTO BY casagrande_lily

Jika masa kemarin banyak kekurangan, mari memperbaiki diri hari ini, agar hari esok indah datangnya,

jika masa kemarin sangat teramat indah, mari merenungi dan tak terlalu bangga dan lupa diri, agar hari esok tidak lupa diri…

jika masa kemarin kelam, mari mencari cahyaNYA hari ini, agar hari esok terberkati olehNYA….

Sebagai wanita di jaman yang sudah mengglobal, kita bisa melakukan apa pun, bekerja apa pun dan pergi kemana pun kita suka, memiliki apa pun yang kita ingin sepanjang kita mau dan tekun berusaha.

So Would be greatful if we could create something that we can use by our self, for our self that could make our self feel good as well.

Now a days some times to be pretty is expensive, cannot deny it, but we can handle it with our creativity.

So let’s make our own goodies….

To day we make our own jewelry: EAR RING

what we need :

• Pliers; side cutter, Round nose, thin flate nose
• One (1) set (a couple) sterling silver ear hook, or any hooks that you desire.
• Four (4) square green glass beads
• A couple purple square glass beads.
• Wire 22 gauge.
• Two (2) chandelier (colour and form choose as you want)

Now,
Measure 8 mm on a ruler and grasp with your chain nose (CN) pliers. Using your fingers bend the wire to a right angle. You can also use the 8 mm measuring bead here. Thread the bead on the wire and stand on the table top with the bead on the bottom and the hard surface preventing the wire from goin through the bead. Fold the long part of the wire over to make a right angle.

Make a loop, Grasp the wire with your RN the end of the wire should sit as flush to you RN as possible with very little jutting through. Now holding onto the RN with your palm facing away from you. Begin to turn a loop, it may help to practice on a spare piece of wire first. You will need to let go and re-grasp the head pin about 2/3rds through the turn, just sit the RN snugly back into the loop and continue turning.

Make any adjustments you think you need to, firstly with the RN to close the loop and then use your chain nose if you need to center the entire loop as it may be a bit off to one side. Make sure that you have head pin left for all your beads, Have some fun playing around until you find the combination that best pleases you.

Then, take a little hummer and start flatten (softly) the end of the wire that you filled up with beads. Then attach these to an earring finding of your choice (the hooks). You may want to use ball or fancy studs, French hooks or kidney wires as our sterling silver fancy ones here.

There you go you now have a charming pair of dangle earrings and we bet you are dying to go and make some more. What great personal gifts they make, you can capture some of yourself in your designs yet they don’t take much time to make.

HAPPY TRYING!!!